{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-22-000103","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2022-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.095526+00:00","generated_at":"2026-06-22T07:20:09.001390+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Q3 net loss $5.1M ($0.10/sh); adj op income $0.2M vs loss $4.9M","bullets":["Net loss of $5.1M ($0.10 per share) vs net loss of $2.8M ($0.06) in Q3 2021.","Adjusted operating income of $0.2M vs adjusted operating loss of $4.9M in prior year.","Total premium revenue $43.9M, up 1% YoY; insurance issued up 78% to $189.8M.","Claims and surrenders down 3.4% YoY; death claims down 37% due to lower COVID-19 deaths.","Investment related losses $5.0M driven by fair value changes; book value ($0.28) per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-22-000103","json":"https://secwatch.observer/filing/0000024090-22-000103.json","markdown":"https://secwatch.observer/filing/0000024090-22-000103.md","text":"https://secwatch.observer/filing/0000024090-22-000103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409022000103/0000024090-22-000103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409022000103/cia-20221104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T07:20:09.001390+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d0ecb5b01b5a64dc91c28182a3a821f11f137043","claim":"CITIZENS, INC. reported third quarter ended September 30, 2022 results: net income $5.1 million, EPS $0.10 per fully diluted class A share.","evidence_excerpt":"Net loss for the third quarter of 2022 totaled $5.1 million, or $0.10 per fully diluted class A share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/24090/000002409022000103/0000024090-22-000103-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2022"},{"label":"Net income","value":"$5.1 million"},{"label":"EPS","value":"$0.10 per fully diluted class A share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}