{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-23-000030","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2023-03-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.542930+00:00","generated_at":"2026-06-18T04:57:43.373295+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Citizens reports FY2022 net loss $6.6M; operating income up $8.3M ex one-time items","bullets":["FY2022 net loss $6.6M ($0.13 diluted EPS) vs FY2021 net gain $36.8M ($0.73 diluted EPS); Q4 net income $3.4M ($0.07 EPS).","Operating income excluding one-time items and investment losses increased $8.3M in 2022.","Life insurance issued +64% and policies issued +18% in FY2022; first year premiums in Life +4%, overall -1%.","Net investment income $65.4M in 2022, up from $61.5M; average pre-tax yield 4.40% vs 4.24%.","Book value per share incl. AOCI dropped to $0.02 from $6.41; adjusted book value $3.94 from $4.06."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-23-000030","json":"https://secwatch.observer/filing/0000024090-23-000030.json","markdown":"https://secwatch.observer/filing/0000024090-23-000030.md","text":"https://secwatch.observer/filing/0000024090-23-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000030/0000024090-23-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000030/cia-20230313.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T04:57:43.373295+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b7238dff0bd0272afa9d174961d9dbd88734e7d3","claim":"CITIZENS, INC. reported the quarter and year ended December 31, 2022 results: net income $6.6 million, or $0.13 per diluted class A share.","evidence_excerpt":"Net loss for the year ended December 31, 2022 totaled $6.6 million, or $0.13 per diluted class A share, compared to a net gain of $36.8 million, or $0.73 per diluted class A share, in 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000030/0000024090-23-000030-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Net income","value":"$6.6 million, or $0.13 per diluted class A share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}