{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-23-000092","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2023-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.198691+00:00","generated_at":"2026-06-12T06:34:53.336752+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Citizens, Inc. Q2 net income rises to $6.1M from $2.5M; revenue up 9% to $58.5M","bullets":["Net income $6.1M ($0.12 EPS) vs $2.5M ($0.05 EPS) YoY; revenue $58.5M up 9% from $53.7M.","First year premiums grew 3% YoY (third consecutive quarter); insurance issued up 22% in H1 2023.","Book value per Class A share $2.96 (+20% YoY); book value ex-AOCI $5.55 (+12%).","Cash $21.2M, no debt; AM Best initiated rating on CICA Life subsidiary.","Adjusted operating income before taxes $6.4M vs $8.5M YoY due to higher growth-related costs."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-23-000092","json":"https://secwatch.observer/filing/0000024090-23-000092.json","markdown":"https://secwatch.observer/filing/0000024090-23-000092.md","text":"https://secwatch.observer/filing/0000024090-23-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000092/0000024090-23-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000092/cia-20230804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T06:34:53.336752+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d6e4d5003d64a3fbc1730f710ac25ae8d2188f37","claim":"CITIZENS, INC. reported the second quarter ended June 30, 2023 results: revenue $58.5 million, net income $6.1 million, EPS $0.12 per fully diluted Class A share.","evidence_excerpt":"to $6.1 million in Q2 2023, from $2.5 million in Q2 2022. Earnings per share increased to $0.12 in Q2 2023, from $0.05 in the year-ago quarter. • Total revenues increased to $58.5 million in Q2 2023, from $53.7 million in the year-ago quarter. • First year premiums increased 3% in Q2 2023, the third consecutive quarter of year-over-year growth in first year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/24090/000002409023000092/0000024090-23-000092-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$58.5 million"},{"label":"Net income","value":"$6.1 million"},{"label":"EPS","value":"$0.12 per fully diluted Class A share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}