{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-24-000173","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.654574+00:00","generated_at":"2026-05-30T03:59:52.593660+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Citizens, Inc. Q3 net income $0.05/share; insurance issued up 75% to record $307.6M","bullets":["Record insurance issued $307.6M in Q3 2024, up 75% YoY; total direct force $5.2B.","Total revenues $61.7M (+4% YoY); direct first year premiums up 70%; agents up 86% since Dec 2023.","Net income $2.8M ($0.05/diluted share) flat YoY; adjusted income before tax $2.2M vs $5.7M.","Cash from operations $9.7M; cash $32.4M, no debt; book value per share $4.16 (+35% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-24-000173","json":"https://secwatch.observer/filing/0000024090-24-000173.json","markdown":"https://secwatch.observer/filing/0000024090-24-000173.md","text":"https://secwatch.observer/filing/0000024090-24-000173.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409024000173/0000024090-24-000173-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409024000173/cia-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:59:52.593660+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}