{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-25-000116","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.991689+00:00","generated_at":"2026-05-17T18:32:58.412576+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Citizens Q2 net income rises to $6.5M ($0.13/diluted Class A) on revenue of $65.1M","bullets":["Total revenues $65.1M in Q2 2025, up from $62.1M in Q2 2024; net income $6.5M vs $4.0M.","Record total direct insurance in force of $5.35B, up 4.4% YoY; first year premiums up 20%.","Producing agents up 53% since June 30, 2024; book value per Class A share $4.56, up 18%.","Adjusted after-tax operating income of $4.2M ($0.08/diluted) vs $8.6M ($0.17) year ago.","Company expects revenue and profit growth for full year 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-25-000116","json":"https://secwatch.observer/filing/0000024090-25-000116.json","markdown":"https://secwatch.observer/filing/0000024090-25-000116.md","text":"https://secwatch.observer/filing/0000024090-25-000116.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409025000116/0000024090-25-000116-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409025000116/cia-20250807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T18:32:58.412576+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}