---
schema_version: "secwatch.filing_event.v1"
accession: "0000024090-25-000116"
form_type: "8-K"
ticker: "CIA"
cik: "0000024090"
company_name: "CITIZENS, INC."
filed_at: "2025-08-07T23:59:59+00:00"
generated_at: "2026-05-17T18:32:58.412576+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Citizens Q2 net income rises to $6.5M ($0.13/diluted Class A) on revenue of $65.1M

## Summary
- Total revenues $65.1M in Q2 2025, up from $62.1M in Q2 2024; net income $6.5M vs $4.0M.
- Record total direct insurance in force of $5.35B, up 4.4% YoY; first year premiums up 20%.
- Producing agents up 53% since June 30, 2024; book value per Class A share $4.56, up 18%.
- Adjusted after-tax operating income of $4.2M ($0.08/diluted) vs $8.6M ($0.17) year ago.
- Company expects revenue and profit growth for full year 2026.

## SEC filing metadata
- accession: 0000024090-25-000116
- form_type: 8-K
- ticker: CIA
- cik: 0000024090
- company_name: CITIZENS, INC.
- filed_at: 2025-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/24090/000002409025000116/0000024090-25-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/24090/000002409025000116/cia-20250807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000024090-25-000116
- JSON: https://secwatch.observer/filing/0000024090-25-000116.json
- Plain text: https://secwatch.observer/filing/0000024090-25-000116.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.