{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-25-000126","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2025-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.629810+00:00","generated_at":"2026-05-16T23:13:12.973267+00:00","sec_items":["2.02","5.02"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Citizens Q3 adj EPS $0.07 (+70% YoY); record in-force $5.38B; adds board member","bullets":["Q3 2025 adj net income $3.4M ($0.07/diluted Class A) vs $2.0M ($0.04) YoY, +70%.","Total revenues $62.8M; adj total revenues $64.1M (+5% YoY); no debt, cash $23.1M.","Record total direct insurance in force $5.38B (+3.7% YoY); producing agents up 19% YoY.","Book value per Class A share $4.49 (+8% YoY); adj book value $6.26 (+3% YoY).","Board elected Michael Harwood, former AIG Life Chief Actuary, as independent director."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-25-000126","json":"https://secwatch.observer/filing/0000024090-25-000126.json","markdown":"https://secwatch.observer/filing/0000024090-25-000126.md","text":"https://secwatch.observer/filing/0000024090-25-000126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409025000126/0000024090-25-000126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409025000126/cia-20251106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:13:12.973267+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}