{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-26-000010","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2026-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.297499+00:00","generated_at":"2026-05-15T14:23:50.398213+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Citizens, Inc. reports record full-year 2025 revenue of $255.6M; Q4 revenue $72.1M","bullets":["Full year revenue $255.6M (up 4% YoY); Q4 record $72.1M (up 14% YoY).","Income before tax $17.5M in 2025, up from $15.0M in 2024; Q4 income $7.9M vs $3.7M.","Adjusted income before tax $17.3M for full year 2025, down from $21.3M in 2024.","Book value per Class A share $4.67 (up 11% YoY); adjusted book value $6.43 (up 5% YoY).","Producing agents up 22% YoY; total direct insurance in force $5.43B (up 3.9%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-26-000010","json":"https://secwatch.observer/filing/0000024090-26-000010.json","markdown":"https://secwatch.observer/filing/0000024090-26-000010.md","text":"https://secwatch.observer/filing/0000024090-26-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409026000010/0000024090-26-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409026000010/cia-20260312.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T14:23:50.398213+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}