---
schema_version: "secwatch.filing_event.v1"
accession: "0000024090-26-000010"
form_type: "8-K"
ticker: "CIA"
cik: "0000024090"
company_name: "CITIZENS, INC."
filed_at: "2026-03-12T23:59:59+00:00"
generated_at: "2026-05-15T14:23:50.398213+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Citizens, Inc. reports record full-year 2025 revenue of $255.6M; Q4 revenue $72.1M

## Summary
- Full year revenue $255.6M (up 4% YoY); Q4 record $72.1M (up 14% YoY).
- Income before tax $17.5M in 2025, up from $15.0M in 2024; Q4 income $7.9M vs $3.7M.
- Adjusted income before tax $17.3M for full year 2025, down from $21.3M in 2024.
- Book value per Class A share $4.67 (up 11% YoY); adjusted book value $6.43 (up 5% YoY).
- Producing agents up 22% YoY; total direct insurance in force $5.43B (up 3.9%).

## SEC filing metadata
- accession: 0000024090-26-000010
- form_type: 8-K
- ticker: CIA
- cik: 0000024090
- company_name: CITIZENS, INC.
- filed_at: 2026-03-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/24090/000002409026000010/0000024090-26-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/24090/000002409026000010/cia-20260312.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000024090-26-000010
- JSON: https://secwatch.observer/filing/0000024090-26-000010.json
- Plain text: https://secwatch.observer/filing/0000024090-26-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.