---
schema_version: "secwatch.filing_event.v1"
accession: "0000024090-26-000026"
form_type: "8-K"
ticker: "CIA"
cik: "0000024090"
company_name: "CITIZENS, INC."
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T22:08:45.098431+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Citizens Inc Q1 revenue $59.7M (+7% YoY); net income turns to $2.3M

## Summary
- Total revenues $59.7M, up 7% from $55.7M; net income $2.3M vs $1.6M loss year ago.
- Adjusted net income $1.3M ($0.03 diluted share) vs $1.0M ($0.02) YoY; adjusted revenue $58.7M.
- Book value per Class A share $4.74, up 8% from $4.37; adjusted book value $6.48.
- First year premiums grew YoY for 14 consecutive quarters; no debt and cash $18.5M.
- Management expects full-year 2026 revenue and profit growth; recurring revenue base scaling.

## SEC filing metadata
- accession: 0000024090-26-000026
- form_type: 8-K
- ticker: CIA
- cik: 0000024090
- company_name: CITIZENS, INC.
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/24090/000002409026000026/0000024090-26-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/24090/000002409026000026/cia-20260507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000024090-26-000026
- JSON: https://secwatch.observer/filing/0000024090-26-000026.json
- Plain text: https://secwatch.observer/filing/0000024090-26-000026.txt

## Source-grounded claims
- claim_id: a74480fad5d38a28a611fe403e0de1836507c8e5
  claim: CITIZENS, INC. reported first quarter ended March 31, 2026 results: revenue $59.7 million, net income $2.3 million, EPS $0.04 income per fully diluted Class A share.
  evidence_excerpt: Total revenues of $59.7 million in Q1 2026, up 7% from $55.7 million in the year-ago quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/24090/000002409026000026/0000024090-26-000026-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.