secwatch.observer — SEC 8-K summary
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Issuer:     CITIZENS, INC. (CIA)
CIK:        0000024090
Form:       8-K
Filed at:   2026-08-06T20:07:23+00:00
Accession:  0000024090-26-000042
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Inc. swings to Q2 net loss of $0.4M; premiums grow 4% to $48.1M
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- Net loss of $0.4M ($0.01 diluted loss per share) vs net income of $6.5M ($0.13 EPS) in Q2 2025.
- Total revenues $60.4M, down 7% from $65.1M; adjusted revenues $61.9M vs $62.7M.
- Direct insurance premiums $48.1M, up 4% from $46.4M; 15th consecutive quarter of direct first year premium growth.
- Book value per Class A share $4.64, up from $4.56; adjusted book value $6.44 vs $6.22.
- No debt; cash $17M; positive operating cash flow $1.7M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/24090/000002409026000042/0000024090-26-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/24090/000002409026000042/cia-20260806.htm
  HTML page:      https://secwatch.observer/filing/0000024090-26-000042

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