secwatch.observer — SEC 8-K summary
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Issuer:     DELUXE CORP (DLX)
CIK:        0000027996
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0000027996-26-000007
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Deluxe FY2025 revenue +0.5%, net income $85.3M, adj. EPS $3.67, guides 2026 $3.90-4.30
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- Full-year revenue $2.133B (+0.5% reported, +1.1% comparable); Q4 revenue $535.3M (+2.8%).
- Net income $85.3M (up 61.2%); diluted EPS $1.87 vs $1.18 in 2024.
- Comparable adj. diluted EPS $3.67 (+12.6%); adj. EBITDA $431.5M (+6.2%).
- Free cash flow $175.3M (+$75.3M); net debt reduced $76.2M; quarterly dividend raised to $0.30/share.
- 2026 outlook: revenue $2.11-2.175B, adj. EBITDA $445-470M, adj. diluted EPS $3.90-4.30, FCF ~$200M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/27996/000002799626000007/0000027996-26-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/27996/000002799626000007/dlx-20260128.htm
  HTML page:      https://secwatch.observer/filing/0000027996-26-000007

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