{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-22-000019","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2022-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.201292+00:00","generated_at":"2026-06-26T06:19:22.167603+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Equifax Q1 revenue $1.36B (+12% YoY); cuts FY2022 guidance on mortgage decline","bullets":["Q1 revenue $1.363B (record, +12% YoY); diluted EPS $1.80, adjusted EPS $2.22.","Workforce Solutions revenue $649M (+33%); Verification Services $513.3M, Employer Services $135.7M.","FY2022 revenue guidance cut to ~$5.2B (midpoint), adjusted EPS to $8.15; expects 33.5% decline in US mortgage inquiries.","Acquired Efficient Hire (employer services) and Data-Crédito (Dominican Republic credit bureau).","USIS down 6% to $432.9M; International up 10% local currency to $281.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-22-000019","json":"https://secwatch.observer/filing/0000033185-22-000019.json","markdown":"https://secwatch.observer/filing/0000033185-22-000019.md","text":"https://secwatch.observer/filing/0000033185-22-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318522000019/0000033185-22-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318522000019/efx-20220420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T06:19:22.167603+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}