{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-22-000038","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2022-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.776853+00:00","generated_at":"2026-06-24T11:42:27.094338+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Equifax reports record Q2 revenue $1.317B, cuts full-year guidance on mortgage weakness","bullets":["Q2 revenue $1.317B (+7% YoY); net income $200.6M (-7%); diluted EPS $1.63 (-6%); adjusted EPS $2.09 (+5%).","Workforce Solutions revenue $609.2M (+21%), driven by Verification Services (+28%); USIS revenue $421.4M (-8%).","Full-year 2022 guidance: revenue midpoint $5.10B (down $100M), adj EPS $7.68 (down $0.47); expects >46% mortgage decline in H2.","Non-mortgage constant dollar growth expected at 19%; ten bolt-on acquisitions since Jan 2021.","Adjusted EBITDA margin 35.0% flat; operating margins declined across segments."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-22-000038","json":"https://secwatch.observer/filing/0000033185-22-000038.json","markdown":"https://secwatch.observer/filing/0000033185-22-000038.md","text":"https://secwatch.observer/filing/0000033185-22-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318522000038/0000033185-22-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318522000038/efx-20220720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T11:42:27.094338+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}