---
schema_version: "secwatch.filing_event.v1"
accession: "0000033185-22-000038"
form_type: "8-K"
ticker: "EFX"
cik: "0000033185"
company_name: "EQUIFAX INC"
filed_at: "2022-07-20T23:59:59+00:00"
generated_at: "2026-06-24T11:42:27.094338+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Equifax reports record Q2 revenue $1.317B, cuts full-year guidance on mortgage weakness

## Summary
- Q2 revenue $1.317B (+7% YoY); net income $200.6M (-7%); diluted EPS $1.63 (-6%); adjusted EPS $2.09 (+5%).
- Workforce Solutions revenue $609.2M (+21%), driven by Verification Services (+28%); USIS revenue $421.4M (-8%).
- Full-year 2022 guidance: revenue midpoint $5.10B (down $100M), adj EPS $7.68 (down $0.47); expects >46% mortgage decline in H2.
- Non-mortgage constant dollar growth expected at 19%; ten bolt-on acquisitions since Jan 2021.
- Adjusted EBITDA margin 35.0% flat; operating margins declined across segments.

## SEC filing metadata
- accession: 0000033185-22-000038
- form_type: 8-K
- ticker: EFX
- cik: 0000033185
- company_name: EQUIFAX INC
- filed_at: 2022-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33185/000003318522000038/0000033185-22-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33185/000003318522000038/efx-20220720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000033185-22-000038
- JSON: https://secwatch.observer/filing/0000033185-22-000038.json
- Plain text: https://secwatch.observer/filing/0000033185-22-000038.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.