---
schema_version: "secwatch.filing_event.v1"
accession: "0000033185-22-000054"
form_type: "8-K"
ticker: "EFX"
cik: "0000033185"
company_name: "EQUIFAX INC"
filed_at: "2022-10-19T23:59:59+00:00"
generated_at: "2026-06-23T02:46:33.235979+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Equifax Q3 revenue up 2% to $1.244B; Adj EPS $1.73, down 6% YoY; cuts FY adjusted EPS guidance to $7.54

## Summary
- Q3 revenue $1.244B (+2% YoY); net income $165.7M (-19%); diluted EPS $1.34 (-19%).
- Adjusted EPS $1.73 (-6% YoY); Adjusted EBITDA margin 32.5% vs 33.0% prior year.
- Workforce Solutions revenue $558.9M (+9%) but operating margin down to 41.3%; USIS revenue -9% due to mortgage decline.
- FY2022 revenue guidance maintained at $5.1B midpoint; adjusted EPS guidance cut to $7.54 per share (down ~$0.13).
- Non-mortgage constant dollar revenue grew 20%; mortgage inquiries declined 41% in Q3, expected >50% decline in Q4.

## SEC filing metadata
- accession: 0000033185-22-000054
- form_type: 8-K
- ticker: EFX
- cik: 0000033185
- company_name: EQUIFAX INC
- filed_at: 2022-10-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33185/000003318522000054/0000033185-22-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33185/000003318522000054/efx-20221019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000033185-22-000054
- JSON: https://secwatch.observer/filing/0000033185-22-000054.json
- Plain text: https://secwatch.observer/filing/0000033185-22-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.