{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-23-000029","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2023-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.300586+00:00","generated_at":"2026-06-13T06:36:16.782327+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Equifax Q2 revenue flat, EPS down 31%; cuts FY guidance on mortgage weakness","bullets":["Revenue $1.318B flat YoY; net income $138.3M (-31%); diluted EPS $1.12 (-31%).","Adjusted EPS $1.71 (-18%); adjusted EBITDA margin 32.7% vs 35.0%.","Workforce Solutions rev -4%; USIS +6%; International constant currency +7%.","Cloud spend reductions increased: $210M in 2023, $275M in 2024; full year FY23 rev guidance $5.30B, adj EPS $6.98.","Received shareholder approval for Boa Vista Serviços merger; closing expected early August."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-23-000029","json":"https://secwatch.observer/filing/0000033185-23-000029.json","markdown":"https://secwatch.observer/filing/0000033185-23-000029.md","text":"https://secwatch.observer/filing/0000033185-23-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318523000029/0000033185-23-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318523000029/efx-20230719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:36:16.782327+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c1eba2f51777810edc122c56c57bf7a7057df26b","claim":"EQUIFAX INC reported the quarter ended June 30, 2023 results: revenue $1,317.6 million, net income $138.3 million, EPS $1.12. Guidance lowered.","evidence_excerpt":"Mortgage Market ATLANTA, July 19, 2023 -- Equifax ® (NYSE: EFX) today announced financial results for the quarter ended June 30, 2023. • Second quarter 2023 revenue of $1.318 billion was flat and up 1% in constant currency against a mortgage market estimated to be down 37%. • Very good execution of our 2023 Cloud spending reduction plan. Implemented","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/33185/000003318523000029/0000033185-23-000029-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$1,317.6 million"},{"label":"Net income","value":"$138.3 million"},{"label":"EPS","value":"$1.12"},{"label":"Guidance","value":"lowered"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}