---
schema_version: "secwatch.filing_event.v1"
accession: "0000033185-23-000040"
form_type: "8-K"
ticker: "EFX"
cik: "0000033185"
company_name: "EQUIFAX INC"
filed_at: "2023-10-18T23:59:59+00:00"
generated_at: "2026-06-09T22:04:51.987288+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Equifax Q3 rev up 6% to $1.319B; cuts FY guidance on mortgage headwinds

## Summary
- Revenue $1.319B (+6% reported, +7% local currency); Adjusted EPS $1.76 (+2% YoY).
- Net income $162.2M, down 2%; Diluted EPS $1.31, down 2% YoY.
- FY2023 guidance cut: revenue midpoint $5.256B, Adjusted EPS $6.67.
- Expect full-year mortgage credit inquiries down ~34% (prior ~30%).
- Closed Boa Vista Serviços acquisition (2nd largest Brazilian credit bureau); cloud savings $210M.

## SEC filing metadata
- accession: 0000033185-23-000040
- form_type: 8-K
- ticker: EFX
- cik: 0000033185
- company_name: EQUIFAX INC
- filed_at: 2023-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33185/000003318523000040/0000033185-23-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33185/000003318523000040/efx-20231018.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000033185-23-000040
- JSON: https://secwatch.observer/filing/0000033185-23-000040.json
- Plain text: https://secwatch.observer/filing/0000033185-23-000040.txt

## Key facts
- Earnings Releases
  EQUIFAX INC reported the quarter ended September 30, 2023 results: revenue $1,319.1 million, net income $162.2 million, EPS $1.31. Guidance lowered.
  - Period: the quarter ended September 30, 2023
  - Revenue: $1,319.1 million
  - Net income: $162.2 million
  - EPS: $1.31
  - Guidance: lowered
  - Result: reported results
  source text: Mortgage Market ATLANTA, October 18, 2023 -- Equifax ® (NYSE: EFX) today announced financial results for the quarter ended September 30, 2023. • Third quarter 2023 revenue of $1.319 billion up 6% and up 6.5% in local currency against a weaker than expected mortgage market estimated to be down 29% based on Equifax mortgage credit inquiries and the strengthening U.S.
  evidence_url: https://www.sec.gov/Archives/edgar/data/33185/000003318523000040/0000033185-23-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.