{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-24-000055","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.703679+00:00","generated_at":"2026-05-30T14:09:25.827635+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Equifax Q3 revenue up 9% to $1.442B; adjusted EPS $1.85, up 5% YoY","bullets":["Total revenue $1.442B (+9% reported, +11% local currency); net income $141.3M (-13% YoY).","Workforce Solutions revenue $620M (+7%); Verification Services non-mortgage up 19% led by Government and Talent.","USIS revenue $476.9M (+12%); mortgage revenue up 36% as USIS mortgage credit inquiries grew 1%.","International revenue $344.9M (+9% reported, +18% local currency); Latin America up 58% local currency.","Adjusted EPS $1.85 (+5% YoY); adjusted EBITDA margin 32.7% vs 33.1% prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-24-000055","json":"https://secwatch.observer/filing/0000033185-24-000055.json","markdown":"https://secwatch.observer/filing/0000033185-24-000055.md","text":"https://secwatch.observer/filing/0000033185-24-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318524000055/0000033185-24-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318524000055/efx-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:09:25.827635+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}