{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-25-000009","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2025-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.965143+00:00","generated_at":"2026-05-27T01:58:17.995564+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Equifax Q4 rev $1.419B (+7%); Adj EPS $2.12; FY2025 guidance rev $5.95B, Adj EPS $7.45","bullets":["Q4 revenue $1.419B (+7% reported, +9% local currency); US Mortgage rev up 29%.","Diluted EPS $1.39 vs $1.06; Adjusted EPS $2.12 vs $1.81, up 17%.","Workforce Solutions rev $598.1M (+7%); Verification Svcs +10%, Employer Svcs -9%.","USIS rev $472.5M (+10%); Mortgage Solutions +44%.","FY2025 guidance: rev $5.95B (+4.7%), Adj EPS $7.45; expects ~12% decline in US mortgage inquiries."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-25-000009","json":"https://secwatch.observer/filing/0000033185-25-000009.json","markdown":"https://secwatch.observer/filing/0000033185-25-000009.md","text":"https://secwatch.observer/filing/0000033185-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318525000009/0000033185-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318525000009/efx-20250206.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T01:58:17.995564+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}