---
schema_version: "secwatch.filing_event.v1"
accession: "0000033185-25-000061"
form_type: "8-K"
ticker: "EFX"
cik: "0000033185"
company_name: "EQUIFAX INC"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:07:32.434502+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Equifax Q3 revenue $1.545B (+7% YoY), beats guidance, raises full-year outlook

## Summary
- Q3 revenue $1.545B up 7% YoY, $25M above guidance midpoint; diluted EPS $1.29 (+14% YoY); adjusted EPS $2.04 (+10% YoY).
- Workforce Solutions revenue $649.4M (+5%), USIS revenue $530.2M (+11%), International revenue $365.3M (+6% reported, +7% local currency).
- Full-year 2025 revenue guidance raised by $40M; adjusted EPS guidance up $0.12; free cash flow guidance raised to $950M-$975M from $900M+.
- Returned ~$360M to shareholders in Q3, including $300M in share buybacks (1.2M shares) under $3B repurchase program.
- New Mortgage Scores pricing: VantageScore 4.0 at over 50% reduction vs. FICO; free Vantage 4.0 scores offered for remainder of 2025 and 2026.

## SEC filing metadata
- accession: 0000033185-25-000061
- form_type: 8-K
- ticker: EFX
- cik: 0000033185
- company_name: EQUIFAX INC
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33185/000003318525000061/0000033185-25-000061-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33185/000003318525000061/efx-20251021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000033185-25-000061
- JSON: https://secwatch.observer/filing/0000033185-25-000061.json
- Plain text: https://secwatch.observer/filing/0000033185-25-000061.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.