secwatch.observer — SEC 8-K summary
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Issuer:     EQUIFAX INC (EFX)
CIK:        0000033185
Form:       8-K
Filed at:   2026-02-04T23:59:59+00:00
Accession:  0000033185-26-000004
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Equifax Q4 revenue $1.55B +9% YoY; FY2026 guides rev ~$6.72B, adj EPS $8.50
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- Q4 revenue $1,550.6M (+9% reported and local currency), $30M above guidance midpoint; GAAP diluted EPS $1.44 (up from $1.39).
- Workforce Solutions revenue $652.2M (+9%); USIS $526.9M (+12%); International $371.5M (+7% reported, +5% local currency).
- Adjusted EPS Q4 $2.09 (-1% YoY); full-year adjusted EPS $7.65 (+5%). Adjusted EBITDA margin Q4 32.8% vs 35.4% YoY.
- Returned $561M to shareholders in Q4 ($500M share repurchases). 2025 free cash flow $1.13B (+~40%).
- FY 2026 guidance: rev ~$6.72B (+10.5%), adj EPS $8.50 (+11%), adj EBITDA ~$2.12B (+10%). Assumes US mortgage down low single digits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/33185/000003318526000004/0000033185-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/33185/000003318526000004/efx-20260204.htm
  HTML page:      https://secwatch.observer/filing/0000033185-26-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer