{"schema_version":"secwatch.filing_event.v1","accession":"0000033185-26-000024","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2026-07-21T10:32:31+00:00","discovered_at":"2026-07-21T10:35:00.253604+00:00","generated_at":"2026-07-21T10:35:07.089023+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Equifax Q2 revenue up 11% to $1.7B; signs $750M deal to acquire Círculo de Crédito","bullets":["Revenue $1.700B (+11% reported, +10% local currency); adjusted EPS $2.25 (+13% YoY).","Workforce Solutions revenue $705.4M (+7%); USIS revenue $611.6M (+17%); International revenue $383.1M (+8% reported).","Signed definitive agreement to acquire Círculo de Crédito (Mexico) for $750M enterprise value; expected close Q4 2026.","Doubling AI-driven cost reduction target to $150M (2026-2028); returned $366M to shareholders via buybacks and dividends.","U.S. Mortgage revenue up 25%; new product Vitality Index 16%; government contracts ~$300M annual contract value in H1."],"urls":{"canonical":"https://secwatch.observer/filing/0000033185-26-000024","json":"https://secwatch.observer/filing/0000033185-26-000024.json","markdown":"https://secwatch.observer/filing/0000033185-26-000024.md","text":"https://secwatch.observer/filing/0000033185-26-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000003318526000024/0000033185-26-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000003318526000024/efx-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T10:35:07.089023+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}