secwatch.observer — SEC 8-K summary
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Issuer:     EQUIFAX INC (EFX)
CIK:        0000033185
Form:       8-K
Filed at:   2026-07-21T10:32:31+00:00
Accession:  0000033185-26-000024
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Equifax Q2 revenue up 11% to $1.7B; signs $750M deal to acquire Círculo de Crédito
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- Revenue $1.700B (+11% reported, +10% local currency); adjusted EPS $2.25 (+13% YoY).
- Workforce Solutions revenue $705.4M (+7%); USIS revenue $611.6M (+17%); International revenue $383.1M (+8% reported).
- Signed definitive agreement to acquire Círculo de Crédito (Mexico) for $750M enterprise value; expected close Q4 2026.
- Doubling AI-driven cost reduction target to $150M (2026-2028); returned $366M to shareholders via buybacks and dividends.
- U.S. Mortgage revenue up 25%; new product Vitality Index 16%; government contracts ~$300M annual contract value in H1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/33185/000003318526000024/0000033185-26-000024-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/33185/000003318526000024/efx-20260721.htm
  HTML page:      https://secwatch.observer/filing/0000033185-26-000024

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer