{"schema_version":"secwatch.filing_event.v1","accession":"0000033992-26-000035","form_type":"8-K","ticker":"KINS","cik":"0000033992","company_name":"KINGSTONE COMPANIES, INC.","filed_at":"2026-08-06T20:19:49+00:00","discovered_at":"2026-08-06T20:21:00.308972+00:00","generated_at":"2026-08-06T20:22:00.962744+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Kingstone reports record Q2 net income of $15.5M; diluted EPS $1.05, ROE 50.8%","bullets":["Net premiums earned $60.5M, up 30.8% YoY; direct premiums written $72.5M, up 18.7%.","GAAP net combined ratio improved to 70.2% from 71.5% a year ago; underlying combined ratio 73.7%.","Annualized return on equity of 50.8% for Q2; operating diluted EPS $1.04, up 38.7% YoY.","Company reaffirms full-year 2026 guidance; catastrophe loss ratio negative 0.8% in Q2.","Most profitable quarter in company history; net income $15.5M vs $11.3M in Q2 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000033992-26-000035","json":"https://secwatch.observer/filing/0000033992-26-000035.json","markdown":"https://secwatch.observer/filing/0000033992-26-000035.md","text":"https://secwatch.observer/filing/0000033992-26-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33992/000003399226000035/0000033992-26-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33992/000003399226000035/kins-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:22:00.962744+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}