secwatch.observer — SEC 8-K summary
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Issuer:     KINGSTONE COMPANIES, INC. (KINS)
CIK:        0000033992
Form:       8-K
Filed at:   2026-08-06T20:19:49+00:00
Accession:  0000033992-26-000035
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kingstone reports record Q2 net income of $15.5M; diluted EPS $1.05, ROE 50.8%
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- Net premiums earned $60.5M, up 30.8% YoY; direct premiums written $72.5M, up 18.7%.
- GAAP net combined ratio improved to 70.2% from 71.5% a year ago; underlying combined ratio 73.7%.
- Annualized return on equity of 50.8% for Q2; operating diluted EPS $1.04, up 38.7% YoY.
- Company reaffirms full-year 2026 guidance; catastrophe loss ratio negative 0.8% in Q2.
- Most profitable quarter in company history; net income $15.5M vs $11.3M in Q2 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/33992/000003399226000035/0000033992-26-000035-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/33992/000003399226000035/kins-20260806.htm
  HTML page:      https://secwatch.observer/filing/0000033992-26-000035

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