{"schema_version":"secwatch.filing_event.v1","accession":"0000034782-25-000003","form_type":"8-K","ticker":"SRCE","cik":"0000034782","company_name":"1ST SOURCE CORP","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.974542+00:00","generated_at":"2026-05-27T16:56:22.875354+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"1st Source Corp reports record annual net income $132.62M, Q4 EPS $1.27; raises dividend 5.88%","bullets":["2024 net income record $132.62M (+6.16% YoY); diluted EPS $5.26 (record); Q4 net income $31.44M (+10.58% YoY).","Quarterly cash dividend raised 5.88% to $0.36/share; 37th consecutive year of dividend growth.","Net interest margin (tax-equivalent) expanded to 3.64% for 2024, up 13 bps YoY; Q4 margin 3.78%.","End-of-period loans/leases $6.85B (+5.16% YoY); deposits $6.73B (+5.06% YoY).","Net charge-offs 0.09% of avg loans vs net recoveries of 0.04% in 2023; $3.9M pre-tax loss on securities repositioning."],"urls":{"canonical":"https://secwatch.observer/filing/0000034782-25-000003","json":"https://secwatch.observer/filing/0000034782-25-000003.json","markdown":"https://secwatch.observer/filing/0000034782-25-000003.md","text":"https://secwatch.observer/filing/0000034782-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/34782/000003478225000003/0000034782-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/34782/000003478225000003/source-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T16:56:22.875354+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}