---
schema_version: "secwatch.filing_event.v1"
accession: "0000034782-25-000079"
form_type: "8-K"
ticker: "SRCE"
cik: "0000034782"
company_name: "1ST SOURCE CORP"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:45:14.352014+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# 1st Source Q2 net income $37.32M ($1.51 EPS); dividend raised 5.56% to $0.38

## Summary
- Net income $37.32M, up 1.43% YoY; diluted EPS $1.51 vs $1.49 YoY.
- Tax-equivalent net interest margin 4.01%, up 42 bps YoY; NII up 15.03% YoY.
- Provision for credit losses $7.69M vs recovery of $0.31M a year ago; net charge-offs $1.87M.
- Nonperforming assets to loans rose to 1.06% (from 0.63% prior Q) primarily from one auto/light truck account.
- Cash dividend increased to $0.38/share (5.56% increase), payable Aug 15, 2025 to holders of record Aug 5.

## SEC filing metadata
- accession: 0000034782-25-000079
- form_type: 8-K
- ticker: SRCE
- cik: 0000034782
- company_name: 1ST SOURCE CORP
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/34782/000003478225000079/0000034782-25-000079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/34782/000003478225000079/source-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000034782-25-000079
- JSON: https://secwatch.observer/filing/0000034782-25-000079.json
- Plain text: https://secwatch.observer/filing/0000034782-25-000079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.