---
schema_version: "secwatch.filing_event.v1"
accession: "0000034782-26-000004"
form_type: "8-K"
ticker: "SRCE"
cik: "0000034782"
company_name: "1ST SOURCE CORP"
filed_at: "2026-01-23T23:59:59+00:00"
generated_at: "2026-05-16T08:36:27.721116+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# 1st Source reports record annual net income of $158.28M, dividend raised 11%

## Summary
- Full-year net income $158.28M (+19.34% YoY); Q4 net income $41.14M (+30.87% YoY, -2.73% QoQ).
- Diluted EPS $6.41 annual (+19.59% YoY); Q4 $1.67 (+31.50% YoY).
- Quarterly cash dividend raised to $0.40/share (11.11% increase), payable Feb 13, 2026.
- Net interest margin (tax-equivalent) expanded 43 bps to 4.07% for full year.
- Nonperforming assets rose to 1.10% of loans from 0.46% a year ago, driven by one auto rental client.

## SEC filing metadata
- accession: 0000034782-26-000004
- form_type: 8-K
- ticker: SRCE
- cik: 0000034782
- company_name: 1ST SOURCE CORP
- filed_at: 2026-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/34782/000003478226000004/0000034782-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/34782/000003478226000004/source-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000034782-26-000004
- JSON: https://secwatch.observer/filing/0000034782-26-000004.json
- Plain text: https://secwatch.observer/filing/0000034782-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.