---
schema_version: "secwatch.filing_event.v1"
accession: "0000034782-26-000044"
form_type: "8-K"
ticker: "SRCE"
cik: "0000034782"
company_name: "1ST SOURCE CORP"
filed_at: "2026-07-23T20:08:24+00:00"
generated_at: "2026-07-23T20:09:06.096457+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# 1st Source Q2 net income $47.54M record; EPS $1.95, up 29% YoY; dividend raised to $0.45

## Summary
- Net income $47.54M, up 27.4% YoY; diluted EPS $1.95 vs $1.51 a year ago.
- Cash dividend increased to $0.45/share (up $0.02 QoQ, up $0.07 YoY); payable Aug 14, record Aug 4.
- Average loans and leases $7.14B, up 1.71% QoQ; average deposits $7.43B, up 3.28% QoQ.
- Tax-equivalent net interest margin 4.24%, up 23 bps YoY; provision for credit losses $1.54M, down from $7.69M YoY.
- Nonperforming assets ratio improved to 1.01% from 1.06% a year ago; net charge-offs $0.52M.

## SEC filing metadata
- accession: 0000034782-26-000044
- form_type: 8-K
- ticker: SRCE
- cik: 0000034782
- company_name: 1ST SOURCE CORP
- filed_at: 2026-07-23T20:08:24+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/34782/000003478226000044/0000034782-26-000044-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/34782/000003478226000044/source-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000034782-26-000044
- JSON: https://secwatch.observer/filing/0000034782-26-000044.json
- Plain text: https://secwatch.observer/filing/0000034782-26-000044.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.