---
schema_version: "secwatch.filing_event.v1"
accession: "0000034782-26-000054"
form_type: "8-K"
ticker: "SRCE"
cik: "0000034782"
company_name: "1ST SOURCE CORP"
filed_at: "2026-10-22T20:12:48+00:00"
generated_at: "2026-10-22T20:14:09.569932+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# 1st Source posts record Q3 net income of $49.54M; EPS $2.03, up 18.7% YoY; dividend raised 12.5% to $0.45

## Summary
- Net income $49.54M, up 4.20% QoQ and 17.13% YoY; diluted EPS $2.03 vs $1.71 in Q3 2025.
- Tax-equivalent NII $95.74M, up 7.69% YoY; NIM 4.28%, up 19 bps YoY; average loans $7.26B, up 3.42% YoY.
- Quarter included $3.82M pre-tax loss on sale of ~$68M AFS securities (1.83% yield) replaced at 5.10%; $1.00M charitable contribution.
- Provision for credit losses $0.90M vs $1.54M QoQ; net charge-offs $0.33M; nonperforming assets 0.81% of loans vs 1.01% at June 30.
- Declared $0.45/share dividend, up 12.50% YoY; payable Nov 13, 2026 to holders of record Nov 3, 2026.

## SEC filing metadata
- accession: 0000034782-26-000054
- form_type: 8-K
- ticker: SRCE
- cik: 0000034782
- company_name: 1ST SOURCE CORP
- filed_at: 2026-10-22T20:12:48+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/34782/000003478226000054/0000034782-26-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/34782/000003478226000054/source-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000034782-26-000054
- JSON: https://secwatch.observer/filing/0000034782-26-000054.json
- Plain text: https://secwatch.observer/filing/0000034782-26-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.