{"schema_version":"secwatch.filing_event.v1","accession":"0000035527-23-000153","form_type":"8-K","ticker":"FITB","cik":"0000035527","company_name":"FIFTH THIRD BANCORP","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.814428+00:00","generated_at":"2026-06-16T22:53:09.535151+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fifth Third Q1 2023 EPS $0.78; NII down 4% QoQ; deposits flat; announces Big Data Healthcare acquisition","bullets":["Diluted EPS $0.78 in Q1 2023 vs $1.01 in Q4 2022 and $0.68 in Q1 2022; net income $558M.","Net interest income (FTE) $1,522M, down 4% QoQ; net interest margin 3.29%, down 6 bps.","Average deposits flat QoQ at $160.6B; estimated uninsured deposits ~$64.6B, or 40% of total deposits.","Credit quality: net charge-off ratio 0.26%, ACL ratio 1.99%; nonperforming asset ratio 0.51%.","Announced acquisition of Big Data Healthcare to accelerate digital payments and managed services."],"urls":{"canonical":"https://secwatch.observer/filing/0000035527-23-000153","json":"https://secwatch.observer/filing/0000035527-23-000153.json","markdown":"https://secwatch.observer/filing/0000035527-23-000153.md","text":"https://secwatch.observer/filing/0000035527-23-000153.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000153/0000035527-23-000153-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000153/fitb-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:53:09.535151+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4fbcbae1ca9146d1a2b98691d6ee03c51e5d9c36","claim":"FIFTH THIRD BANCORP reported first quarter 2023 results: net income $558 million, EPS $0.78 per diluted share.","evidence_excerpt":"Fifth Third Bancorp (NASDAQ ® : FITB) today reported first quarter 2023 net income of $558 million compared to net income of $737 million in the prior quarter and $494 million in the year-ago quarter. Net income available to common shareholders in the current quarter was $535 million, or $0.78 per diluted share, compared to $699 million, or $1.01 per diluted share, in the prior quarter and $474 million, or $0.68 per diluted share, in the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000153/0000035527-23-000153-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Net income","value":"$558 million"},{"label":"EPS","value":"$0.78 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}