{"schema_version":"secwatch.filing_event.v1","accession":"0000035527-23-000244","form_type":"8-K","ticker":"FITB","cik":"0000035527","company_name":"FIFTH THIRD BANCORP","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.662172+00:00","generated_at":"2026-06-09T21:15:01.735440+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Fifth Third Q3 EPS $0.91; raises dividend 6% to $0.35; deposits grow 3% seq","bullets":["Diluted EPS $0.91 ($0.90 ex-Visa swap item); net income $660M, up 10% sequential.","Quarterly dividend raised 6% to $0.35 per share; record and payable dates not disclosed.","Average deposits +3% seq, +4% YoY; CET1 ratio improved 31bps to 9.80%.","Net interest margin 2.98% (down 12bps seq); efficiency ratio 55.0% improved 120bps.","Net charge-off ratio 0.41% (up from 0.29% prior); NPA ratio improved to 0.51%."],"urls":{"canonical":"https://secwatch.observer/filing/0000035527-23-000244","json":"https://secwatch.observer/filing/0000035527-23-000244.json","markdown":"https://secwatch.observer/filing/0000035527-23-000244.md","text":"https://secwatch.observer/filing/0000035527-23-000244.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000244/0000035527-23-000244-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000244/fitb-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:15:01.735440+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f2c95960dbf688eb82c4f0576188d1f0a4a2121e","claim":"FIFTH THIRD BANCORP reported Third Quarter 2023 results: net income $623 million, or $0.91 per diluted share, EPS $0.91 per diluted share.","evidence_excerpt":"Net income available to common shareholders in the current quarter was $623 million, or $0.91 per diluted share, compared to $562 million, or $0.82 per diluted share, in the prior quarter and $631 million, or $0.91 per diluted share, in the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/35527/000003552723000244/0000035527-23-000244-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Third Quarter 2023"},{"label":"Net income","value":"$623 million, or $0.91 per diluted share"},{"label":"EPS","value":"$0.91 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}