---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-24-000236"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2024-10-18T23:59:59+00:00"
generated_at: "2026-05-30T12:53:32.054759+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q3 2024 EPS $0.78, down from $0.81 QoQ and $0.91 YoY; net income $573M

## Summary
- Diluted EPS of $0.78, down 4% sequentially and 14% YoY; net income available to common $532M.
- Net interest income (FTE) $1,427M, up 2% QoQ; net interest margin 2.90%, up 2 bps.
- Noninterest income $711M, up 2% QoQ but down 1% YoY; fee growth driven by wealth management and commercial payments.
- Credit provision $160M, up 65% QoQ and 34% YoY; NCO ratio 0.48% (stable QoQ, up 7 bps YoY).
- CET1 ratio improved to 10.75%; executed $200M share repurchase and raised common dividend 6%.

## SEC filing metadata
- accession: 0000035527-24-000236
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2024-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552724000236/0000035527-24-000236-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552724000236/fitb-20241018.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-24-000236
- JSON: https://secwatch.observer/filing/0000035527-24-000236.json
- Plain text: https://secwatch.observer/filing/0000035527-24-000236.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.