---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-25-000008"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:00:28.603552+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q4 net income available to common $582M, EPS $0.85, up 18% YoY

## Summary
- Diluted EPS $0.85 vs $0.72 YoY; net income available to common $582M, up 18%.
- Net interest margin (FTE) 2.97%, up 7 bps QoQ and 12 bps YoY.
- Noninterest income excluding certain items $791M, up 6% QoQ and 5% YoY.
- Provision for credit losses $179M vs $55M YoY; net charge-off ratio 0.46% vs 0.32% YoY.
- CET1 capital ratio 10.51%; repurchased $300M of common stock in Q4.

## SEC filing metadata
- accession: 0000035527-25-000008
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552725000008/0000035527-25-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552725000008/fitb-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-25-000008
- JSON: https://secwatch.observer/filing/0000035527-25-000008.json
- Plain text: https://secwatch.observer/filing/0000035527-25-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.