---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-25-000102"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2025-04-17T23:59:59+00:00"
generated_at: "2026-05-23T12:31:25.837188+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q1 EPS $0.71, NIM expands 6 bps, avg loans up 3% QoQ

## Summary
- Diluted EPS $0.71 ($478M net income); impact of certain items -$0.02 (Visa total return swap mark).
- Net interest income (FTE) $1,442M stable QoQ, up 4% YoY; NIM 3.03% (+6 bps QoQ, +17 bps YoY).
- Avg portfolio loans $121.3B, +3% QoQ and YoY; avg deposits $164.2B, -2% QoQ and YoY.
- NCO ratio 0.46% (flat QoQ, +8 bps YoY); NPA ratio 0.81% (+10 bps QoQ, +17 bps YoY).
- CET1 ratio 10.45% (-12 bps QoQ); repurchased $225M stock; tangible book $19.92, +7% QoQ.

## SEC filing metadata
- accession: 0000035527-25-000102
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2025-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552725000102/0000035527-25-000102-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552725000102/fitb-20250417.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-25-000102
- JSON: https://secwatch.observer/filing/0000035527-25-000102.json
- Plain text: https://secwatch.observer/filing/0000035527-25-000102.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.