---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-25-000151"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2025-07-17T23:59:59+00:00"
generated_at: "2026-05-18T06:03:18.158061+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q2 2025 EPS $0.88; NIM expands to 3.12%

## Summary
- Net income available to common shareholders $591M; diluted EPS $0.88 vs $0.71 prior quarter and $0.81 year ago.
- Net interest margin (FTE) 3.12%, up 9 bps sequentially and 24 bps YoY; net interest income $1,500M (+8% YoY).
- Average portfolio loans +5% YoY; consumer household growth +2%, including +6% in the Southeast.
- CET1 ratio 10.56% (+13 bps sequentially); new share repurchase authorization for up to 100 million shares approved.
- Net charge-off ratio 0.45% (-1 bp seq); nonperforming assets declined 11% sequentially.

## SEC filing metadata
- accession: 0000035527-25-000151
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2025-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/0000035527-25-000151-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fitb-20250717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-25-000151
- JSON: https://secwatch.observer/filing/0000035527-25-000151.json
- Plain text: https://secwatch.observer/filing/0000035527-25-000151.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.