Fifth Third presents at Goldman Sachs conference; highlights top-decile ROTCE and efficiency

FIFTH THIRD BANCORP

Assets $213B, deposits $167B; ranked 11th among U.S. commercial banks.
Adjusted 3Q25 LTM ROTCE of 12.7% and ROA of 1.18% above peer medians.
Adjusted efficiency ratio of 56.1%, targeting top-tier long-term results.
Business mix: Consumer & Small Banking 63% NII, Wealth & Asset Mgmt 14% fees.
Top-5 deposit share in ~90% of retail footprint; focus on Midwest and Southeast.

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