{"schema_version":"secwatch.filing_event.v1","accession":"0000035527-26-000134","form_type":"8-K","ticker":"FITB","cik":"0000035527","company_name":"FIFTH THIRD BANCORP","filed_at":"2026-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.577927+00:00","generated_at":"2026-05-15T05:39:01.348921+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Fifth Third Q1 EPS $0.15 includes $0.68 in merger charges; Comerica deal closed Feb 1","bullets":["Net income available to common shareholders $128M ($0.15 diluted EPS), down from $699M ($1.04) in Q4 2025","Comerica all-stock acquisition (value ~$12.7B) closed Feb 1, 2026; two months of results included in Q1","Net interest margin expanded 17 bps to 3.30%; tangible book value per share $22.88, up 15% YoY","Noninterest expense $2.395B includes $635M merger-related charges; ex-items expense $1.760B (+39% seq)","CET1 capital ratio 9.96% (down 85 bps seq) due to Comerica; net charge-offs 0.37%, lowest since Q4 2023"],"urls":{"canonical":"https://secwatch.observer/filing/0000035527-26-000134","json":"https://secwatch.observer/filing/0000035527-26-000134.json","markdown":"https://secwatch.observer/filing/0000035527-26-000134.md","text":"https://secwatch.observer/filing/0000035527-26-000134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/0000035527-26-000134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/fitb-20260417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:39:01.348921+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e6f49a9460e070792aeacb5a0dd4805fa5732a5c","claim":"FIFTH THIRD BANCORP reported first quarter 2026 results: net income $128 million, EPS $0.15 per diluted share.","evidence_excerpt":"Fifth Third Bancorp (NASDAQ ® : FITB) today reported first quarter 2026 net income available to common shareholders of $128 million, or $0.15 per diluted share, compared to $699 million, or $1.04 per diluted share, in the prior quarter and $478 million, or $0.71 per diluted share, in the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/0000035527-26-000134-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$128 million"},{"label":"EPS","value":"$0.15 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}