---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-26-000134"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:39:01.348921+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q1 EPS $0.15 includes $0.68 in merger charges; Comerica deal closed Feb 1

## Summary
- Net income available to common shareholders $128M ($0.15 diluted EPS), down from $699M ($1.04) in Q4 2025
- Comerica all-stock acquisition (value ~$12.7B) closed Feb 1, 2026; two months of results included in Q1
- Net interest margin expanded 17 bps to 3.30%; tangible book value per share $22.88, up 15% YoY
- Noninterest expense $2.395B includes $635M merger-related charges; ex-items expense $1.760B (+39% seq)
- CET1 capital ratio 9.96% (down 85 bps seq) due to Comerica; net charge-offs 0.37%, lowest since Q4 2023

## SEC filing metadata
- accession: 0000035527-26-000134
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/0000035527-26-000134-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/fitb-20260417.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-26-000134
- JSON: https://secwatch.observer/filing/0000035527-26-000134.json
- Plain text: https://secwatch.observer/filing/0000035527-26-000134.txt

## Key facts
- Earnings Releases
  FIFTH THIRD BANCORP reported first quarter 2026 results: net income $128 million, EPS $0.15 per diluted share.
  - Period: first quarter 2026
  - Net income: $128 million
  - EPS: $0.15 per diluted share
  - Result: reported results
  source text: Fifth Third Bancorp (NASDAQ ® : FITB) today reported first quarter 2026 net income available to common shareholders of $128 million, or $0.15 per diluted share, compared to $699 million, or $1.04 per diluted share, in the prior quarter and $478 million, or $0.71 per diluted share, in the year-ago quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/35527/000003552726000134/0000035527-26-000134-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.