{"schema_version":"secwatch.filing_event.v1","accession":"0000035527-26-000136","form_type":"8-K","ticker":"FITB","cik":"0000035527","company_name":"FIFTH THIRD BANCORP","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.578127+00:00","generated_at":"2026-05-15T05:12:52.659772+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Fifth Third FY2025: ROAA 1.19%, CET1 10.81%, dividend 5Y CAGR 7%","bullets":["Full-year 2025 ROAA 1.19%, ROACE 12.6%, efficiency ratio 56.9% (non-GAAP).","CET1 ratio 10.81%; NIM expanded 16 bps in 4Q25 vs 4Q24; loan-to-deposit ratio 72%.","Middle Market new client acquisition up 40% YoY; 50 new branches in Southeast.","Dividends per share $1.54 in 2025 (5-year CAGR +7%), ranked #3 among peers.","$58B of $100B sustainability target deployed; $1.4B CRA loans for 3,650 housing units."],"urls":{"canonical":"https://secwatch.observer/filing/0000035527-26-000136","json":"https://secwatch.observer/filing/0000035527-26-000136.json","markdown":"https://secwatch.observer/filing/0000035527-26-000136.md","text":"https://secwatch.observer/filing/0000035527-26-000136.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000136/0000035527-26-000136-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000136/fitb-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:12:52.659772+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}