---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-26-000136"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:12:52.659772+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Fifth Third FY2025: ROAA 1.19%, CET1 10.81%, dividend 5Y CAGR 7%

## Summary
- Full-year 2025 ROAA 1.19%, ROACE 12.6%, efficiency ratio 56.9% (non-GAAP).
- CET1 ratio 10.81%; NIM expanded 16 bps in 4Q25 vs 4Q24; loan-to-deposit ratio 72%.
- Middle Market new client acquisition up 40% YoY; 50 new branches in Southeast.
- Dividends per share $1.54 in 2025 (5-year CAGR +7%), ranked #3 among peers.
- $58B of $100B sustainability target deployed; $1.4B CRA loans for 3,650 housing units.

## SEC filing metadata
- accession: 0000035527-26-000136
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552726000136/0000035527-26-000136-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552726000136/fitb-20260421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-26-000136
- JSON: https://secwatch.observer/filing/0000035527-26-000136.json
- Plain text: https://secwatch.observer/filing/0000035527-26-000136.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.