{"schema_version":"secwatch.filing_event.v1","accession":"0000035527-26-000193","form_type":"8-K","ticker":"FITB","cik":"0000035527","company_name":"FIFTH THIRD BANCORP","filed_at":"2026-07-17T10:30:18+00:00","discovered_at":"2026-07-17T10:35:00.319314+00:00","generated_at":"2026-07-17T10:35:13.630819+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fifth Third Q2 2026 EPS $0.83 ($1.02 adjusted); NIM expands 6 bps to 3.36%","bullets":["Net income available to common shareholders $763M, up 29% YoY; diluted EPS $0.83 vs $0.88 YoY.","Adjusted EPS $1.02 excludes $0.19 of merger-related and other charges; adjusted ROTCE 15.6%.","Net interest margin (FTE) 3.36%, up 6 bps sequentially; net interest income $2.22B, up 48% YoY.","Net charge-off ratio 0.30%, lowest since Q2 2023; ACL coverage 303% of nonperforming loans.","Comerica integration on track; systems conversion planned for Labor Day weekend; consumer deposits grew $4.6B from campaign."],"urls":{"canonical":"https://secwatch.observer/filing/0000035527-26-000193","json":"https://secwatch.observer/filing/0000035527-26-000193.json","markdown":"https://secwatch.observer/filing/0000035527-26-000193.md","text":"https://secwatch.observer/filing/0000035527-26-000193.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000193/0000035527-26-000193-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/35527/000003552726000193/fitb-20260717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-17T10:35:13.630819+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}