---
schema_version: "secwatch.filing_event.v1"
accession: "0000035527-26-000193"
form_type: "8-K"
ticker: "FITB"
cik: "0000035527"
company_name: "FIFTH THIRD BANCORP"
filed_at: "2026-07-17T10:30:18+00:00"
generated_at: "2026-07-17T10:35:13.630819+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fifth Third Q2 2026 EPS $0.83 ($1.02 adjusted); NIM expands 6 bps to 3.36%

## Summary
- Net income available to common shareholders $763M, up 29% YoY; diluted EPS $0.83 vs $0.88 YoY.
- Adjusted EPS $1.02 excludes $0.19 of merger-related and other charges; adjusted ROTCE 15.6%.
- Net interest margin (FTE) 3.36%, up 6 bps sequentially; net interest income $2.22B, up 48% YoY.
- Net charge-off ratio 0.30%, lowest since Q2 2023; ACL coverage 303% of nonperforming loans.
- Comerica integration on track; systems conversion planned for Labor Day weekend; consumer deposits grew $4.6B from campaign.

## SEC filing metadata
- accession: 0000035527-26-000193
- form_type: 8-K
- ticker: FITB
- cik: 0000035527
- company_name: FIFTH THIRD BANCORP
- filed_at: 2026-07-17T10:30:18+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/35527/000003552726000193/0000035527-26-000193-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/35527/000003552726000193/fitb-20260717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000035527-26-000193
- JSON: https://secwatch.observer/filing/0000035527-26-000193.json
- Plain text: https://secwatch.observer/filing/0000035527-26-000193.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.