{"schema_version":"secwatch.filing_event.v1","accession":"0000036104-24-000028","form_type":"8-K","ticker":"USB","cik":"0000036104","company_name":"US BANCORP DE","filed_at":"2024-03-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.594777+00:00","generated_at":"2026-06-05T04:20:11.896210+00:00","sec_items":["7.01","8.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"USB reaffirms FY2024 guidance; OCC terminates MUFG Union Bank consent order","bullets":["CFO Stern confirmed no change to FY2024 NII guidance of $16.6B to up slightly, fee revenue up mid-single digits, core expenses flat YoY.","Q1 2024 NII expected between $4.0B and $4.1B; live audio webcast disrupted by vendor error.","OCC terminated September 2021 consent order against MUFG Union Bank (acquired Dec 2022) for technology and operational risk deficiencies.","Termination removes a regulatory condition from the merger approval and reflects improved risk management."],"urls":{"canonical":"https://secwatch.observer/filing/0000036104-24-000028","json":"https://secwatch.observer/filing/0000036104-24-000028.json","markdown":"https://secwatch.observer/filing/0000036104-24-000028.md","text":"https://secwatch.observer/filing/0000036104-24-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000028/0000036104-24-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000028/usb-20240305.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T04:20:11.896210+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}