{"schema_version":"secwatch.filing_event.v1","accession":"0000036104-24-000033","form_type":"8-K","ticker":"USB","cik":"0000036104","company_name":"US BANCORP DE","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.590774+00:00","generated_at":"2026-06-03T21:55:40.614391+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"U.S. Bancorp Q1 net income $1.32B, down 22% YoY; adj. EPS $0.90","bullets":["GAAP diluted EPS $0.78 vs $1.04 YoY; adjusted diluted EPS $0.90 excluding $265M in notable items.","Net revenue $6.72B, net interest income $4.02B (NIM 2.70% vs 3.10% YoY).","CET1 ratio improved to 10.0% from 9.9% Q4 2023 and 8.5% YoY.","Notable pretax items: $155M MUB merger charges and $110M FDIC special assessment.","Average total loans down 0.5% linked quarter; average deposits up 0.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0000036104-24-000033","json":"https://secwatch.observer/filing/0000036104-24-000033.json","markdown":"https://secwatch.observer/filing/0000036104-24-000033.md","text":"https://secwatch.observer/filing/0000036104-24-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000033/0000036104-24-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000033/usb-20240417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:55:40.614391+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bada7151ee2a9e3ec272973dfa299d75b0adddd2","claim":"US BANCORP DE reported financial results for the quarter ended March 31, 2024.","evidence_excerpt":"On April 17, 2024, U.S. Bancorp (the “Company”) issued a press release reporting financial results for the quarter ended March 31, 2024. The press release is attached as Exhibit 99.1 hereto and is incorporated herein by reference.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000033/0000036104-24-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}