{"schema_version":"secwatch.filing_event.v1","accession":"0000036104-24-000062","form_type":"8-K","ticker":"USB","cik":"0000036104","company_name":"US BANCORP DE","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.731121+00:00","generated_at":"2026-05-30T14:12:19.952996+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"U.S. Bancorp Reports Q3 2024 Net Income of $1.714 Billion and Diluted EPS of $1.03","bullets":["Net income attributable to U.S. Bancorp was $1,714 million for Q3 2024, up from $1,523 million in Q3 2023.","Diluted earnings per common share were $1.03, compared to $0.91 in the same quarter last year.","Net interest income on a taxable-equivalent basis increased 2.8% linked quarter to $4,166 million.","CET1 capital ratio improved to 10.5% at September 30, 2024, from 10.3% at June 30, 2024.","Noninterest expense decreased 1.0% year-over-year, with an efficiency ratio of 60.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0000036104-24-000062","json":"https://secwatch.observer/filing/0000036104-24-000062.json","markdown":"https://secwatch.observer/filing/0000036104-24-000062.md","text":"https://secwatch.observer/filing/0000036104-24-000062.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000062/0000036104-24-000062-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36104/000003610424000062/usb-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:12:19.952996+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}