earnings
confidence high
sentiment positive
materiality 0.70
U.S. Bancorp Q1 net income $1.71B, EPS $1.03, up from $0.78 YoY; NIM 2.72%
US BANCORP DE
2025-Q1 EPS reported
$1.03
revenue$6,958,000,000
- Net income $1,709M, diluted EPS $1.03 vs $0.78 in Q1 2024 (+32% YoY).
- Net revenue $6,958M (+3.6% YoY); net interest income $4,092M (+2.7%).
- Net interest margin 2.72%, up 2 bps YoY; efficiency ratio improved to 60.8% from 66.4%.
- CET1 ratio 10.8% (up from 10.0% a year ago); dividend declared $0.50/share.
- Net charge-off ratio 0.59% vs 0.53% a year ago; loan growth 2.1% YoY.