{"schema_version":"secwatch.filing_event.v1","accession":"0000036104-25-000039","form_type":"8-K","ticker":"USB","cik":"0000036104","company_name":"US BANCORP DE","filed_at":"2025-07-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.077569+00:00","generated_at":"2026-05-18T09:47:33.072721+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"U.S. Bancorp gets preliminary SCB of 2.6%; plans 4% dividend increase to $0.52/share","bullets":["Preliminary Stress Capital Buffer set at 2.6% for Oct 2025–Sep 2026, requiring CET1 ratio of at least 7.1%.","Planned quarterly dividend increase from $0.50 to $0.52 per share (4% rise), subject to Board approval, in Q3 2025.","Company will continue share repurchases under its existing $5 billion buyback program.","CET1 ratio was 10.8% as of March 31, 2025, well above 'well-capitalized' minimums.","CEO Gunjan Kedia stated the bank is well-capitalized and ready for a severe economic downturn."],"urls":{"canonical":"https://secwatch.observer/filing/0000036104-25-000039","json":"https://secwatch.observer/filing/0000036104-25-000039.json","markdown":"https://secwatch.observer/filing/0000036104-25-000039.md","text":"https://secwatch.observer/filing/0000036104-25-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36104/000003610425000039/0000036104-25-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36104/000003610425000039/usb-20250701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:47:33.072721+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}