---
schema_version: "secwatch.filing_event.v1"
accession: "0000036104-25-000039"
form_type: "8-K"
ticker: "USB"
cik: "0000036104"
company_name: "US BANCORP DE"
filed_at: "2025-07-02T23:59:59+00:00"
generated_at: "2026-05-18T09:47:33.072721+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# U.S. Bancorp gets preliminary SCB of 2.6%; plans 4% dividend increase to $0.52/share

## Summary
- Preliminary Stress Capital Buffer set at 2.6% for Oct 2025–Sep 2026, requiring CET1 ratio of at least 7.1%.
- Planned quarterly dividend increase from $0.50 to $0.52 per share (4% rise), subject to Board approval, in Q3 2025.
- Company will continue share repurchases under its existing $5 billion buyback program.
- CET1 ratio was 10.8% as of March 31, 2025, well above 'well-capitalized' minimums.
- CEO Gunjan Kedia stated the bank is well-capitalized and ready for a severe economic downturn.

## SEC filing metadata
- accession: 0000036104-25-000039
- form_type: 8-K
- ticker: USB
- cik: 0000036104
- company_name: US BANCORP DE
- filed_at: 2025-07-02T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36104/000003610425000039/0000036104-25-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36104/000003610425000039/usb-20250701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000036104-25-000039
- JSON: https://secwatch.observer/filing/0000036104-25-000039.json
- Plain text: https://secwatch.observer/filing/0000036104-25-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.